I'm happy to see that the Matrix folks also see this as "the single biggest existential threat" and "a problem that the whole decentralised web community has in common"... apparently they already have been looking at the Stellar approach. More from their FOSDEM talk slides. I agree that this is a problem facing the whole decentralized web, and I'm glad / hopeful that there's interest in working together. Now's a good time to be implementing and experimenting!