Stephen Michael Kellat

Stephen Michael Kellat at

I like that now I don't have to do a full application to see what plans are available to me.  I was in the dark during October.  Even my health care provider was in the dark.

The bad thing is that for where I live...catastrophic and bronze plans seem to be the only things on offer.  Apparently I live in a community that is very difficult to insure.  The extremely high deductible for the bronze plan makes it kinda worthless for me.  The lower deductible options aren't even available.

There is a "health care sharing ministry" I am apparently eligible for.  I gotta check the details again.  It isn't the leap I feel ready to take but I may have to.

Stav Prodromou likes this.