The "community rating" part of the ACA still bothers me. Since I am in a county that can be best described alternatively as Heaven's Waiting Room and as a hot house of meth & other drug activity...the cheapest plan possible has a $10,000 deductible with a monthly premium that at year's end costs more than the deductible. Sadly the cheapest plans was also the only plan on offer through the exchange for residents of my county. I am also Medicaid ineligible.